Consumer News: Tips on Surviving a Pay Cut or Job Loss During COVID-19

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Tips on Surviving a Pay Cut or Job Loss During COVID-19

by Joanne Troppello

The Corona Virus (COVID-19) Pandemic is wreaking havoc across the globe. At the time of writing this article, 3/19/20, there have been 9,700 deaths and 230,000 cases of COVID-19 worldwide. In the US, there are approximately 10,750 confirmed cases and 154 deaths in the U.S.

The Corona Virus is affecting people physically, with massive global fatalities and causing economic hardships. My husband works in the pest control industry and he just found out today that the regional manager is significantly cutting hours for their 24 employees. I understand. It’s difficult, but I understand. Customers can’t pay for “extra” expenses these days like pest control. I have heard from other friends who have been laid off right now from their jobs.

It can be difficult to deal with a pay cut or job loss at any time and especially during COVID-19. Consider some of the following tips to handle this financial crisis in your household.

1. Trust God During the Difficulties

As a Christian, my faith is in the Lord. Proverbs 3:5-6 tells us to “Trust in the Lord with all your heart, and lean not on your own understanding; In all your ways acknowledge Him, and He shall direct your paths.” I trust that God has a plan and will direct our steps.

Philippians 4:19 shares that “My God shall supply all your need according to His riches in glory by Christ Jesus.” I may not have everything I want, but I have everything I need. God is Jehovah-Jireh which means The Lord will provide. This name was first used in the Bible when God spoke to Abraham in Genesis 22:2 “Take Isaac, your only son, whom you love, and sacrifice him on the mountain I will show you.” After Abraham saw that there was a ram in the thorny bushes, he called the place The Lord will Provide because God provided a sacrifice and saved Isaac.

2. Apply for Unemployment Compensation

Check with the official Office of Unemployment website for your state. You can easily file an initial claim, file a biweekly claim, or do a UC Live Chat to get answers from the unemployment office.

You can find information on the Corona Virus and how COVID-19 has negatively impacted workers. Find general UC alerts, and complete the 2020 U.S. Census so you can help to “shape the future” in your state.

3. Receive Checks from COVID-19 Stimulus Package

Credit: Sharon McCutcheon
Treasury Secretary Steven Mnuchin said Thursday that the Administration is pushing for stimulus checks—$1,000 per adult and $500 per child—to be sent out within the next few weeks to help stimulate the economy and help families get back on track.

According to the Administration, these checks would be sent as direct deposits to people’s bank accounts. Depending on the severity of the economic conditions, a second round of checks could be sent out six weeks later. Mnuchin said, “That’s a lot of money for hard-working Americans.”

4. Continue Health Coverage Through COBRA

The Consolidated Omnibus Budget Reconciliation Act (COBRA) was a landmark federal law passed in 1985. It allows employees who were laid off or left their jobs to continue group health insurance coverage after this loss or qualifying event.

Continuing under the group health insurance coverage from your employer can be very effective in helping your family through this financial crisis if you or someone in your family becomes ill. Visit, a non-government resource powered by health insurance experts to identify the best Cobra Health Insurance Alternatives in your state.

5. Find Outside the Box Solutions

Unless your situation is unique, you likely lost your job or had to take a significant cut in hours because of the COVID-19 pandemic. The Trump Administration and CDC officials are still advising people to stay home and not be in locations with more than 10 people. So, you may need to start thinking about outside the box solutions. That may mean trying to find a legitimate work-from-home job.

According to a recent article in Working Mother, with the increase in online purchases due to people shopping online and not visiting stores, Amazon is “currently hiring 3,000 new remote employees across 18 states for customer service positions.” These remote customer service workers can make up to $15/hr with part-time hours (20-29 hours each week).

You can register for online gigs like the following which were recently featured in Top Apps Like:

  • Task Rabbit

  • Fiverr

  • Field Agent

  • Gigwalk

  • QuickThoughts

  • Loot App

  • Mobee

  • iPoll

  • Acorn Hunt

  • Pact

  • Iconzoomer

6. Apply for Jobs on Employment Websites

This step may not get you immediate results right now because of the Corona Virus pandemic and how it’s temporarily shutting down businesses and causing people to get laid off and lose hours at work.

However, with President Trump announcing on Thursday, 3/19/20 that they feel they are close to finding a cure for COVID-19, that will mean that businesses will begin to reopen sooner than originally thought.

Visit sites like Indeed, Career Builder, and Zip Recruiter and continue to search for any job openings in your field. I work as a freelance writer and companies are still posting jobs on these online sites. I did a search on Indeed and some companies are still posting jobs for in office work, so keep looking and applying.

How are you and your family doing? Have you or anyone you know gotten laid off from your job or lost hours?

About the Author

Joanne Troppello is a published author of 3 inspirational fiction novels and the Publisher and Editor-in-Chief of Mustard Seed Sentinel. She has experience as a freelance writer in topics such as marketing, retail marketing, health and wellness, SEO and social media, travel and lifestyle, website content, recommendations for apps, and content for blogs. Visit her Amazon Author Page for more information regarding her books. Connect on Twitter. Read more about Mustard Seed Sentinel here.

#COVID19 #CoronaVirus #LaidOff #Unemployed #Stimulus #StimulusChecks

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